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The newest fall off try primarily determined because of the large container-relevant expenditures, partially offset because of the make the most of down rates. Web AUM away from $9.2 billion at the end of 4Q 2024 diminished $0.step one billion, or 2%, compared to the 3Q 2024, and you can increased $0.5 billion, or six%, versus 4Q 2023. AUM balances versus prior one-fourth had been mainly driven from the refuses in the wide equity locations and some online outflows. Situation possessions so you can overall Tier 1 financing and ACL proportion try 26.21%, a decrease from 390bps compared to September 29, 2024, driven because of the upgrades and the complete rewards away from a good $21.six million problem borrowing from the bank.

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